Direct answers.
Including the hard ones.
What makes Market Point different from other capital brokerage and advisory firms?
Our value lies in strategic alignment, disciplined execution, and transparency informed by direct lender-side experience. We focus on structuring capital that supports long-term outcomes rather than transactional volume. Clients engage us not just to source capital, but to have a trusted advisor across the lifecycle.
Which asset classes do you cover?
Residential real estate: single-family homes, condos, townhomes, multi-unit (2-4), and multifamily (5+). Commercial, industrial, retail, and assisted living are evaluated case by case.
Do you work with consumer lending?
No. Market Point offers business-purpose lending solutions to real estate investors only.
I don't have experience. Will that be a problem?
No experience is required for bridge, fix & flip, or DSCR loans, though terms may be affected. For development and construction, experience is the most heavily weighted consideration — forming a joint venture LLC with an experienced general contractor is often the path. The GC typically provides no equity but signs as a guarantor, which commits them to completion. This approach bridges the experience requirement, often allowing for standalone qualification for future projects.
What does the fee structure look like?
Fees vary with project scope, scale, and complexity, and take the form of a consultative advisory fee, a success-based origination fee, or a combination of both. In some cases, a deposit may be required driven by the scale of the project. This deposit would be credited back at closing. Depending on where the deal sits, fees are typically financeable and appear on the closing statement. All fees are disclosed after the initial discovery call, once the project has been defined.
Is Market Point a direct lender?
No. Market Point is an independent advisory and brokerage firm. A direct lender quotes their rigid off-the-shelf solution; Market Point runs the file across 500+ capital sources and delivers optionality through multiple industry-best options, tailored to you.
Do you work with foreign national borrowers?
Yes, depending on the loan type, asset class, and borrower qualifications. We regularly work with lenders that support foreign national transactions and can help assess eligibility, documentation requirements, and optimal structuring early in the process.
What does the ideal borrower profile look like?
Professional real estate investors, developers, and operators with relevant recent experience and sound financial metrics.
Are your engagement agreements exclusive?
We offer both fee-based and origination-driven agreements. Both require exclusivity, which is what allows us to improve execution quality and negotiate a better outcome.
Do you have minimum or maximum loan sizes?
Residential transitional loans should exceed $1,000,000 and DSCR loans $500,000. Exceptions are considered where a sponsor has a meaningful pipeline or portfolio and commits to future transactions. There is no maximum, provided the borrower meets lender requirements.
How long does the financing process take?
Timelines vary with deal complexity, borrower preparedness, and lender requirements — but Market Point is never the pacing party. Transactions move quickly when documentation is well organized. We respond to inquiries within 1 business day, and a read on feasibility and indicative structure follows within 2.
How do you determine which lenders to approach?
Market Point has direct access to 500+ capital sources and 1,400+ product lines, with 360+ conditions assessed per product. Selection is driven by asset type, market, leverage needs, borrower profile, timeline, and objectives.
Do you help prepare financial models and lender packages?
Yes — this is core to the value we provide. We assist with financial modeling, phasing optimization, experience collation, narrative crafting, and lender-ready documentation.
Will I see all available loan options?
Rather than overwhelming you with every possible structure, we focus on the solutions that align with your priorities and have a high probability of closing as proposed. We typically present the top three.
Do you negotiate terms on behalf of the borrower?
It depends on state licensing. In states where we are licensed as a full brokerage, we actively negotiate pricing, leverage, fees and structure, and you deal only with us. Elsewhere we work in an advisory capacity and do not negotiate final terms.
Are you involved after closing?
Yes. We remain available post-close for lender communication, issue resolution, and planning future transactions. Our goal is to be a long-term capital strategy partner, and continued support is part of our on-going commitment to you.